• The cooperative owns a unique know-how for copyright creation protected by copyright law , which it further invests and thus ensures constant growth and development.

​

• The member makes turnovers via TD-Pay, which records the movement of his member deposits, in accordance with the TD-Pay GTC.

​​

• Turnover via TD-Pay creates income for the cooperative, which the cooperative uses to build new assets of the cooperative.

​​

• The larger the turnover the member makes, the higher the share of the total profit of the cooperative he receives, ie the passive income for the member = refund.